Here is where Clayton puts David Garrard:
20. David Garrard, Jacksonville Jaguars
Analysis:This might be his final season as the Jags' starter, but don't underestimate him. He is a good leader and still has the ability to complete 60 percent of his passes.
Chance of being elite: 5 percent
Clayton puts the quarterbacks in three divisions: the elite, the Chad Pennington division, and the hit-or-miss division. He put Garrard in the Pennington division.
The next category is what I call the Chad Pennington Division. Pennington, a former starter who's now a backup with the Dolphins, doesn't have the strongest arm but he once was good enough to take a team to the playoffs with a good surrounding cast or a favorable schedule. The quarterbacks who fit this mold include Denver's Kyle Orton, who I think has a very small chance even now to end up in the elite group.
I don't necessarily disagree, though I would place David Garrard ahead of Vince Young, who falls in at 18.